Knowledge base

Plain answers, from licensed people

The questions families actually ask, answered in plain words. No pitch; the answer is the point.

• What does a funeral cost in Texas, and who gets the bill?

  Published median costs for a funeral with burial or cremation, and how the bill usually reaches a Texas family.

• What happens to bank accounts when someone dies in Texas?

  Which accounts lock, which pass directly, and what the Texas Estates Code says about getting money out.

• Life insurance after 60, in plain words

  What level, graded, and guaranteed issue mean, and why the health questions decide which one applies.

• You are the executor. What are the first steps in Texas?

  The first two weeks, in order: the certificate, the will, the accounts, and who to call.